Amortization is an accounting method which periodically lowers the book value of a loan or an intangible asset over a set period of time. Regarding loans, amortization focuses on spreading out loan payments over time.
Financial terms can be confusing, and it can be difficult to know how they apply to you and your specific situation. Please reach out any time we can help you learn more and strategically plan to optimize your retirement planning.
An annuity is a financial product that pays out a fixed stream of payments to an individual, typically used as an income stream for retirees.
Asset allocation is an investment strategy which attempts to balance risk verses reward by adjusting investment assets. Financial terms can be confusing, and it can
An expense ratio is the ratio between a mutual fund’s operating expenses for the year and the average value of its net assets. Financial terms
